The protection of your nonpublic personal information is important to our dealership. It is common for companies like ours to share your nonpublic personal information with affiliated third parties (a company this is related by common ownership or corporate control) and, in some cases, with nonaffiliated third parties. Because we recognize that keeping your nonpublic personal information private is important to you, we would like to take this opportunity to explain our Privacy Policy.
Our privacy policy applies to those persons who obtain from us financial products or services to be used for personal, family, or household purposes. We are not required to make these disclosures to companies or individuals who obtain financial products or services for business, commercial or agricultural purposes. While we are not required to maintain privacy policies with respect to our business, commercial or agricultural customers, they are also very important to us and we take steps to protect their nonpublic personal information, as well. Our goal is to respond to your inquiries, to provide better customer service, and to provide products, services and other promotional information we believe may help meet your needs or be of interest to you. This privacy policy explains:
- The types of information we may collect about you
- The types of information we may disclose to third parties
- The types of third parties to whom we may disclose information
- How we protect the nonpublic personal information we collect about you
- How you may instruct us not to disclose certain information about you which we are not otherwise permitted to disclose by law
The types of information we may collect about you
We may collect nonpublic personal information about you from the following sources: - Information we receive from you an applications or other forms, such as “your name, address, telephone numbers, e-mail address, birth date, social security number, income and employment history”.
- Information about your transactions with us, our affiliated third parties, or others, such as “your account balance, payment history, and your creditworthiness”.
- Information we receive from your consumer credit reports or a consumer reporting agency, such as “your credit worthiness, credit score or credit history”.
- Representations made by you to us, such as “your employment history, your account balances and payment histories, and your relationships with other persons or entities whom you have listed as a reference.
- Information that we collect or that you provide to us when you visit our website, such as “your name, address, telephone number and e-mail address”. If you request e-mail contact from us or send us e-mail, we may retain your e-mail address and the messages themselves.
And, we also utilize “cookies” in connection with our website. A “cookie” is an online device used to determine when a visit to the site has occurred and to track your activity within the site. A cookie does not identify you by name or address unless you have provided the information or set up your computer to do so. Cookies are used to determine traffic patterns and usage and to provide you with more customized service by identifying you as a user, which may prevent you from having to enter information repeatedly. Cookies are often used online and do not harm your computer. You have the option of programming your computer to prevent a cookie from being accepted.
The types of information we may disclose
Of the nonpublic personal information we collect, we may disclose the following types of information about you to affiliated and nonaffiliated third parties:
- Information we receive from you on applications or other forms, such as “your name, address, telephone numbers, e-mail addresses, birth dates, social security number, income and employment history”.
- Information about your transactions with us, third parties affiliated with us, or other, such as “your account balance, payment history, and your creditworthiness.
- Information we receive from your consumer credit reports or a consumer reporting agency, such as “your credit worthiness, credit score or credit history”.
- Representations made by you to us, such as “your employment history, your account balances and payment histories, and your relationships with other persons or entities whom you have listed as a reference.
- Information that we collect or that you provide to us when you visit our website, such as “your name, address, telephone numbers and e-mail addresses, e-mail messages, and information collected from cookies utilized in connection without website”.
The types of third parties to whom we may disclose information
We may disclose your nonpublic personal information to the following types of affiliated and nonaffiliated third parties.
- Financial service providers, such as “motor vehicle lenders or lessors, mortgage brokers, insurance agents, and providers of the after-market products such as Guaranteed Automotive Protection (GAP) products and service contracts (depending upon how your state regulates the sale of these products).
- Non-financial service providers, such as “retailers, manufacturers, providers of after-market products such as Guaranteed Automotive Protection (GAP) products, warranties, and service contracts (depending upon how your state regulates the sale of these products), magazine publishers, and direct marketers”.
- Others, such as, “trade associations and nonprofit organizations”.
The categories of third parties to whom we may disclose information about you
We may [also] disclose all of the nonpublic personal information that we collect about you, as described (above) to third parties that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements, such as, “third parties who manufacture or supply our goods and services, advertising or market our products and services, make customer satisfaction inquiries on our behalf, or provide internet related marketing services”. We are permitted by law to disclose information about you to third parties that perform marketing services on our behalf and/or to other financial institutions with whom we have joint marketing agreements. We are not required to give you the opportunity to opt out of such disclosures.
How we protect the nonpublic personal information we collect about you
We take our responsibility to protect your nonpublic personal information very seriously. Whenever we collect information about you, we restrict access to your nonpublic personal information to our employees and those third parties who need the information to respond to your inquiries, to provide better customer service, and to provide products, services and other promotional information we believe may help meet your needs or be of interest to you. We explain the importance of protecting your nonpublic personal information to our employees and take appropriate measures to enforce employee responsibilities regarding our Privacy Policy. We also maintain physical, electronic and procedural safeguards to protect the confidentiality and security of the information we collect. We require any third party who receives information about you from us to agree to keep that information confidential and to use the information only for the purposes for which it was disclosed. Courtesy Suzuki Isuzu is a Pittsburgh, Irwin, & North Huntingdon Suzuki dealer. |
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